Excellent Credit = $300 Credit fee???

**serrels** · 02-15-2010 06:22 AM

Hi, I was in the process of ordering DirecTV through Verizon and after the credit check I was told (online) that I would be charged a $300 fee for my credit rating... But my wife and I have very good credit. Does every new customer get this fee or am I missing something?

**FavreJL04** · 02-15-2010 07:58 AM

I had a $200 years ago when I signed up and my credit isn't the best. That sure does sound odd that they want $300 from someone is great standing.

**iceturkee** · 02-15-2010 08:09 AM

Originally Posted by serrels

Hi, I was in the process of ordering DirecTV through Verizon and after the credit check I was told (online) that I would be charged a $300 fee for my credit rating... But my wife and I have very good credit. Does every new customer get this fee or am I missing something?

they only charged me fifty dollars and i have horrible credit.

**JAG72** · 02-15-2010 08:17 AM

If you do have good credit the $300 fee does not sound correct. The issue could be if you don't have any active credit currently that can also throw up red flags on credit checks.

I would also grab a free copy of your credit report and verify that there are not things on there that shouldn't.

**televisionarchives** · 02-15-2010 08:34 AM

My Credit score is 740 . Never got a fee. But it is wise to have your credit report checked. Check the Big 3 . They make mistakes. I found one on mine about 8 years ago.

**Joe Diamond** · 02-15-2010 10:55 AM

This is new territory for Directv. Their standard seems to change. Early on they got hosed by signing up anyone with a pulse so they tightened things up until subscriptions went down. Then they started adding obligations to maintain service into the future. Try canceling the order and reapplying later with a different sales entity.

Joe

**Jason Whiddon** · 02-15-2010 01:08 PM

My wife and I have good credit, and we had NO fee.

**fleetfarmer** · 02-15-2010 01:30 PM

I think I'm missing something.

Based on your credit score they just charge you a "fee" you'll never get back ?
or
Do you mean they pre-charge $300(or whatever) to one of your credit cards to cover the installation fees and subscription costs ?

**serrels** · 02-15-2010 04:26 PM

Originally Posted by fleetfarmer

I think I'm missing something.

Based on your credit score they just charge you a "fee" you'll never get back ?
or
Do you mean they pre-charge $300(or whatever) to one of your credit cards to cover the installation fees and subscription costs ?

The "fee" is more like a deposit. It's separate from the installation fees and all that. It's refunded to me $5/month for 60 months. If I decide to cancel my service, the remaining deposit is forfeited. That does not sit well with me.

I just checked my FICO... it's 792. What gives? Maybe I should call and see what Verizon or DTV says about it. I just wanted to see if anyone here knew more about it as there is no mention of credit score fees or whatever on the DTV website. Thanks everyone!