ok so new on the forums for one. two i'm a retailer of directv and dish network dish network's credit criteria is too high. they also will or will not qualify you based on whether you use a credit or debit card. granted its easier to sell with the free installation and free dual dvr. i had a lady today with a 650 credit score and it didn't let it go through because she had a bankruptcy 13 years ago!!! I though all that got erased after 10 years?