rex your bank is the one that screwed you.i called voom and they said that it looks like they have charged double,but if you call your bank the funds are still there.it is a weird way of doing business i agree.if they were charging double and then crediting the double charge back ina few days, i too would be hot.if something like that was taking place and people were gettin overdrafts and such i think voom would be in trouble with people dropping them,just like you did.call voom back and your bank, get it worked out and stick with voom.the grass is not always greener on the other side.just think if voom had 10 million users and every month they got an extra $65 on average per user for 4-5 days.thats 65 million in a bank collecting intrest for them.that to me that does not sound legal.