How many people use this,is it a good deal? Have two Hoppers 3 and 4 3.0 joeys. One Hopper 3 I own, rest leased. Will home protect cover my owned receiver too?. Can't see a lot going wrong with the Hopper, maybe a hard drive,if the hard drive goes cant I just replace it? How long do you have to have dish protect to make a claim ? Can I just get it when something quits.