USA Healthcare Costs are Ridiculous

[dishstaller]

Priorities ...

I guess so. Obviously he didn't really need those pills....or at least HE didn't think so.

 

[harshness]

not cancel it outright but do away with the portion which covers wind damage.

Other than fire, what other kinds of damage do you guys get down there?

 

[harshness]

My prescription before Medicare took over was $30 for 90 days, Medicare took over, now it was $375 last January and $150ish after that 90 days worth.

My Ozempic went from almost $400 every four weeks to $11 with a $0 Part D plan. That plan will be $5.63/month in 2027.

Make sure you've shopped around this open enrollment season.

 

[dishstaller]

Other than fire, what other kinds of damage do you guys get down there?

Not much else. Fire is the only thing I really worry about. I honestly didn't know I could remove wind coverage until someone told that they had....dropped their annual rate from $6,500 to $1,800. I'm currently paying $5,160.

 

[navychop]

So he HAD money for a remote but not $4 for this medicine that somebody somewhere thought he needed.

Sounds like a self correcting situation.

 

[Jimbo]

Not much else. Fire is the only thing I really worry about. I honestly didn't know I could remove wind coverage until someone told that they had....dropped their annual rate from $6,500 to $1,800. I'm currently paying $5,160.

Does the Wind portion cover Hurricanes ?

 

[dishstaller]

Does the Wind portion cover Hurricanes ?

Yes. I covers ANYTHING wind related. If the wind blows down a tree on my roof...that is wind related.
That is why I want to take out a few trees first before I drop it.

I'm not worried about my roof. House was very solidly built and has hurricane straps. I put the metal roof on myself with the help of a friend and I recently replaced all of the outer screws with #12 2 in screws which I also dipped the tip in silicone before driving them in. Any other damage I'll fix myself like I did after Michael gave us a visit in 2018.

 

[dishdude]

The other thing you can look at are deductibles. I bumped my homeowners up to $10k and it dropped my premium in half - I'm not filing a claim unless the damage is catastrophic.

 

[Jimbo]

Yes. I covers ANYTHING wind related. If the wind blows down a tree on my roof...that is wind related.
That is why I want to take out a few trees first before I drop it.

I'm not worried about my roof. House was very solidly built and has hurricane straps. I put the metal roof on myself with the help of a friend and I recently replaced all of the outer screws with #12 2 in screws which I also dipped the tip in silicone before driving them in. Any other damage I'll fix myself like I did after Michael gave us a visit in 2018.

So, the Roof will stay, hopefully the rest of the house stays as well ... if the Hurricane decides to take the house and move it down the street, well at least the roof will go with it !

 

[meStevo]

The other thing you can look at are deductibles. I bumped my homeowners up to $10k and it dropped my premium in half - I'm not filing a claim unless the damage is catastrophic.

Yeah, I made our homeowners insurance deductible tied to a percentage of value or something - basically will only use it if the place burns down.

 

[dishstaller]

So, the Roof will stay, hopefully the rest of the house stays as well ... if the Hurricane decides to take the house and move it down the street, well at least the roof will go with it !

Why be such a smartbutt.
We went through a cat 5 hurricane.....the foundation is sound. Trees hitting the house are the only thing I am worried about when it comes to wind related damage.
IF you had actually been through multiple hurricanes like I have, you would know that most of the damage, unless you were stupid enough to build along the coast.....something ALL of our ancestors knew better than to do, is roof related. In a lot of cases the roof gives way and then the house suffers water damage due to the heavy rain.

 

[slow_poke_pete]

Such a scam. Healthcare.gov shows me cheaper individual plans available for 2027 from ambetter that ambetter doesn't show on their website. Looked it up. I've spent $68,000 in premiums the last 5 years and got nothing out of it except a few doctors visits and labs.

have you even been abroad. talk about the cost of health care the whole cost of living in merica is a scam. were taxed to death so bad everyone's a slave to the govt. explore the cost of living in other countries it might blow your mind!!!

 

[AZ.]

have you even been abroad. talk about the cost of health care the whole cost of living in merica is a scam. were taxed to death so bad everyone's a slave to the govt. explore the cost of living in other countries it might blow your mind!!!

Yes and they have healthcare.