Everyone's experience and circumstances is different. When I was working, we had a High-Deductible Medical Plan the Company and I paid for. We never hit the $3,600/$7,200 deductible as we were healthy, but even with a couple of sports-ball related injuries to Foxbat, Jr., the costs were in-line. He even had the same surgery that the Arkansas QB had to stabilize his ankle joint after a fibula break during football practice. The HSA plan worked as intended, letting us put pre-tax dollars into a fund that could then be used to pay for medical expenses and prescription drugs, or kept year after year to build up in case of a major medical emergency. Sure, I had to pay ~$89/pay period for the Family Medical coverage, but that was under $3,000 a year.
Now that I'm retired, I'm paying under $300/mo. for Part B, under $15/mo. for Part D, and ~$200/mo. for Part G Supplemental. Call it $6,500 a year. I'm sure this will increase as time goes forward, but it depends on how much our AGI is.