My question is it leagal binding to hold my friend accountable for the mishaps and is it just a loss and futile to get back the 200 in cancellation fees from dish?Im sure its unfair but need to know if its legal.
Is it a waste of time to get back my friends money.??
Save your money, don't get an attorney. You screwed up, not your friend. While there may be some sort of loophole in the contract you signed, it would cost you far more than $200 in legal fees to find out. Basically, you put your friend on the hook by providing her credit card number as security on the subscription agreement. Then, rather than canceling your service, you simply stopped paying. Early cancellation is one thing, delinquent payments, though, puts you in a much worse position.
And please, don't confuse unfair with stupid. This is your mess, you made it, now time for you to pay your friend the money you owe her. And, if she's lucky, you'll be the only one to come out of this with a black mark on your credit rating.
From reading your post, it sounds like you're a younger guy, probably early twenties, so like most people, you're bound to make some dumb mistakes, I certainly did. But in this case, it is time to admit that you don't have any legal or moral ground to stand on.
So, do the right thing, apologize to your friend, make arrangements to pay her the $211 as quickly as you can, then chalk up this experience to a lesson learned. Or, you can continue to deny responsibility for this, in which case I refer you to
PlumFam4's response 