Dish Home Protection covers all owned equipment as well, and it stays OWNED. I've had to replace over $1,600 in OWNED DVR's alone, and when I upgraded to the Hopper, I still have my owned ViP's that Dish replaced more than once for me. I shall be selling those soon. So, a big savings on $$$. Remember, you don't have to add HPP until you need it, and then keep it long enough to avoid the $25 early cancellation, or even just pay the $25 cancellation as it sure is cheaper than replacing an expensive STB like the HWS on your own dime. HPP also covers all labor. I know some people here think DHPP is a rip, but for me, all my hardware and labor costs saved far outweigh DHPP's cost. I have come out way ahead, but perhaps others don't have failures, and I can understand that.