Any one ever heard of helping a friend with bad credit it Dish?

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steve4810

steve4810

SatelliteGuys Pro
Original poster
Nov 27, 2006
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I've been working to get my buddy in another state to drop cable and get Dish and when I finally did he was refused because the local dealer couldn't get a credit OK from Dish.

Can I co-sign or put up a security deposit or something?

How about reminding them of my 10+ year customer loyalty? STOP LAUGHING!

I'd really like to help this guy and I'm willing to spend money to get the job done.
 
Any one ever heard of helping a friend with bad credit get Dish?

Sorry for the typo in the original subject.
 
you could loan him one of your credit cards and let him sign up that way.
You could loan him the cash and let him sign up with dish by buying the stuff outright thru Free For All promo.
You could loan him the $99 and let him buy a pre-paid system and then buy his pre-paid cards each month and send them to him.
 
Slamminc11 said:
you could loan him one of your credit cards and let him sign up that way.
You could loan him the cash and let him sign up with dish by buying the stuff outright thru Free For All promo.
You could loan him the $99 and let him buy a pre-paid system and then buy his pre-paid cards each month and send them to him.
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LMAO:D:D:D
 
Slamminc11 said:
you could loan him one of your credit cards and let him sign up that way.
You could loan him the cash and let him sign up with dish by buying the stuff outright thru Free For All promo.
You could loan him the $99 and let him buy a pre-paid system and then buy his pre-paid cards each month and send them to him.
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Are you saying that my card number and his name will work? The credit check is based on his NAME isn't it?

Are you saying that if I buy equipment and give it to him that Dish doesn't run a credit check?

Are you saying that if I buy equipment and send him a prepaid card that then he can sign up for whatever package he wants and just pay with prepaid cards?

He doesn't need help to pay his monthly bill. He just needs Dish to let him subscribe.
 
jwgreen68 said:
The only way that you could help him, is if you have good credit and are able to put the account in your name. Which I would never do. Sorry, but you're 10+year loyalty doesn't make your buddys' credit better.
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OK your friends aren't as good as mine. I get that. But if you had a friend that was as good as mine could you make a second account with your name but have the bill go to him?
 
The dealer didn't have anything to do with the credit refusal of your friend. All the dealer did is input the customer information into DISH's web site and DISH ran him through thier credit service. His credit report didn't meet DISH's criteria for a customer. If you want to put the account in someones name other than your credit challenged friend good luck. The SS# is used for a credit check and it will also show existing/previous customers.

Free For All allows him to pay for the equipment up front so it isn't a liability for DISH but most don't want to go that route because of cost.
 
steve4810 said:
OK your friends aren't as good as mine. I get that. But if you had a friend that was as good as mine could you make a second account with your name but have the bill go to him?
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Sorry to say, but some of my friends are very well respected in the community and in business. What I was referring to is, only a fool opens an account for a friend. If the friend doesn't pay-you are responsible. If the friend dies, you are responsible. And NO, your CC won't work with his name. I'll bet my house, that if Dish accepted it, your CC would reject it. That's a fraud prevention measure. Your friend's best bet, is to go the prepaid route. And in the future, pay his bills and get his Credit rating back up. I'll bet I'm not the only taxpayer that's tired of footing the bill for deadbeats!
 
jwgreen68 said:
Sorry to say, but some of my friends are very well respected in the community and in business. What I was referring to is, only a fool opens an account for a friend. If the friend doesn't pay-you are responsible. If the friend dies, you are responsible. And NO, your CC won't work with his name. I'll bet my house, that if Dish accepted it, your CC would reject it. That's a fraud prevention measure. Your friend's best bet, is to go the prepaid route. And in the future, pay his bills and get his Credit rating back up. I'll bet I'm not the only taxpayer that's tired of footing the bill for deadbeats!
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I can't believe this is so difficult for you to understand.

This a friend to whom I owe much. Think of someone who took a bullet for you during the war. Think of some one who suffered third degree burns extracting your child from a burning car wreck. Think of some one who stood up for you when you were falsely accused and doing that cost him his job. Get it?

Now if necessary I'd gladly pay his Dish bill for the rest of his life but he can do it himself. If he wanted to buy a car I could co-sign for him and a finance company would sell him a car. If someone wouldn't rent to him because of bad credit I'm sure if I were to put up enough of a "deposit" they would change their mind.

Dish refuses to have him as a subscriber and one would think if not to keep another ten year customer then at least for some amount of cash they would change their mind too. They would be idiots not to.


boba: Read my post "...local dealer couldn't get a credit OK from Dish" as in the local dealer was ready to install the equipment but it would be pointless since Dish wouldn't take him as a customer.
 
Have the dealer ask dish if the credit situation would change to favorable if your buddy put up some kind of collateral, like a deposit into his account and he would have to maintain that minimum balance for some time, or a separate bank account that he would have to maintain. If either option is acceptable you could post that money for the time needed...
 
bhelms said:
Have the dealer ask dish if the credit situation would change to favorable if your buddy put up some kind of collateral, like a deposit into his account and he would have to maintain that minimum balance for some time, or a separate bank account that he would have to maintain. If either option is acceptable you could post that money for the time needed...
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This is exactly what I was looking for but it looks like all of us here are just guessing so maybe I'll call Dish myself and report back what they say. Only fly is CSR roulette makes getting bad information a distinct posibility.

Boba did use the phrase "Free for All" and while I couldn't find any direct reference to bad credit in Dish's Free for All program, it seems like it could be a solution also. I'll ask about this too.
 
You should be able to just open a second account in your name for your friends house. You should also be able to have that bill sent to him. Of course it will have your name on it but he will still be able to pay for it himself.
 
You can't make this stuff up.

A transcript of new customer chat. Note that before each time I said "hello" at least two minutes had elapsed. At other times about a minute passed between my statements and each of his responses.


chatinfo.gif
Please wait for a site operator to respond.
chatinfo.gif
You are now chatting with 'Bob'
Bob: how can i help you
you: Hi bob.
Bob: go ahead
you: I've been a Dish customer for 10 plus years and I've talked a friend into going dish also. Problem is he credit stinks. What can we do?
you: sorry s/b "his credit stinks"
Bob: 150.00 dollar deposit
you: That's all he needs to do?
you: hello?
Bob: does he have a credit card
Bob: or debit
you: no
you: I imagine he has a debit card
Bob: he can go to radio shack
you: why go there?
you: hello?
you: I'll try you again later when you have more time to make sense.
 
It sounds like the easiest thing to do is:

1. Have your friend get a Dish Now Pre-paid receiver/dish and buy the programming using a Dish Now card or a Green Dot card. No personal information is needed.

2. Or put a second receiver on your account and then have your friend send the check for his monthly payments to you instead of Dish. Good luck.
 
steve4810 said:
Can I co-sign or put up a security deposit or something?

I'd really like to help this guy and I'm willing to spend money to get the job done.
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Look I appluad your wanting to help a friend out but heres some things to consider.

(1) If you atach your name and SS number to his account then that makes you responsible should he decide not to pay his bill and it will affect your credit rating.

(2) He's done something or many things in the very recent past that are throwing up all sorts of red flags or has himself spread incredibly far out there with credit accounts and for Dish to decline him then that says something because I've installed customers in the past who had filed bankruptcy and gotten dish on a lease and one filed twice in a 5 year time frame.

(3) If his credit situation is as bad as it sounds then he should get rabbit ears and instead put that monthly cable or sat bill into paying off his credit issues and right now with the way the country is going it would be a good idea to do that.
 
I have 3 DISH accounts in my name for my parents, my aunt and myself. I own all of the receivers on all 3 accounts. I pay all 3 accounts with my credit card. My family pays me. SIMPLE and easy . That is all you have to do is open another account in your name . If you own your own receiver you don't have any commitment. But be warned if the friend goes back on paying you are stuck with the bill.
 
MikeD-C05 said:
I have 3 DISH accounts in my name for my parents, my aunt and myself. I own all of the receivers on all 3 accounts. I pay all 3 accounts with my credit card. My family pays me. SIMPLE and easy . That is all you have to do is open another account in your name . If you own your own receiver you don't have any commitment. But be warned if the friend goes back on paying you are stuck with the bill.
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There is the answer. Simple indeed. No reason for any company to extend risk with a person who does not pay.
 
MikeD-C05 said:
I have 3 DISH accounts in my name for my parents, my aunt and myself. I own all of the receivers on all 3 accounts. I pay all 3 accounts with my credit card. My family pays me. SIMPLE and easy . That is all you have to do is open another account in your name . If you own your own receiver you don't have any commitment. But be warned if the friend goes back on paying you are stuck with the bill.
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If this is the only way, I'll do it but it would be pretty embarrassing for both of us and I'm tying to keep my part low key as far has he is concerned. I was hoping even if my name was on the account he could receive the bills and pay them
 

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