Bizarre Tech Visit

[Derek K]

Report the card lost to the CC provider and get a new card with a new number.

Yes! But you have to watch out for Amex, for example. If you get a new card, no new merchants can charge to the card, but they will allow charges from merchants who have previously charged to the card.

Amex even allows charges for so many months on an expired card.

Also with DIRECTV they have 2-3 different accounts they use to process charges when your on auto pay. Try calling and placing a block on DIRECTV, they will just charge under a different merchant account with the same name the following month. I don't know if Dish has the same practice, but it wouldn't surprise me as its usually monkey see monkey do with these two providers.

 

[Derek K]

I do the same. After all those cards lapse after 5 years and a new expiration date is issued and you have to update all those autopays. It usually takes me about a half hour to update all of them.

I rarely have to update an auto pay account with Amex. I have had auto pay accounts continue for years after the card expired.

I think the auto pay goes on forever, just whoever was charging my account got a new credit card processor with the same name which Amex rejected as it was a new charge

 

[NYDutch]

Yes! But you have to watch out for Amex, for example. If you get a new card, no new merchants can charge to the card, but they will allow charges from merchants who have previously charged to the card.

Amex even allows charges for so many months on an expired card.

Also with DIRECTV they have 2-3 different accounts they use to process charges when your on auto pay. Try calling and placing a block on DIRECTV, they will just charge under a different merchant account with the same name the following month. I don't know if Dish has the same practice, but it wouldn't surprise me as its usually monkey see monkey do with these two providers.

I'm not sure I'm understanding what you're saying. If my Amex card is lost or stolen, and Amex replaces it with another card, I can't use it for charges except at businesses I've previously bought from???? That makes no sense at all.

 

[Juan]

I'm not sure I'm understanding what you're saying. If my Amex card is lost or stolen, and Amex replaces it with another card, I can't use it for charges except at businesses I've previously bought from???? That makes no sense at all.

The old card...it means established businesses you have used in the past can still charge the old card..but any new charges have to be on the new card...translated..you don't need to update autopay

 

[NYDutch]

The old card...it means established businesses you have used in the past can still charge the old card..but any new charges have to be on the new card...translated..you don't need to update autopay

Ok, that makes sense...

 

[navychop]

Works that way if only the expiration date changes? What if a new number?

 

[AZ.]

Works that way if only the expiration date changes? What if a new number?

Or the 3 digit CV #?