Your avatar will do just fine. Imagine the top black part of your avatar is the channel banner (you know, the one that shows the channel, current show, etc) when you switch to a channel. Now imagine the bottom black area half as high, that would be the spitzer-beck ad. As soon as you hit cancel to remove the top banner, the bottom banner goes away with it.Can someone post a picture? I don't now what banner ad's you guys are referring to, I haven't seen anything like this.