Agree. The whole point of having a hybrid check/credit card is being able to trasparently use it either way.HeavyC said:Why do you feel the need to tell them it's a Check Card? I just tell people it's a Visa and forget about it. There's no way for them to know the difference. I use my Check Card with Dish Network currentlly and Verizon Wireless and I have no issues with it so far.