Correct - if you buy from Costco, Best Buy, etc it has messages all over the box indicating that it will still be a leased receiver.nope, your going to lease it one way or another.
If you get a receiver from D* it comes with free install. if you go the cheaper way like costco you will have to pay for the install, if you need cables run, so costco is not always the best bet.
I have an SD DVR upstairs and a HD DVR in family room. I want to replace the upstairs DVR with a HD DVR. Can I just plug and play? Dave