I'm going to be 60 at the end of July and in two years claiming my social security. I stopped working last November in private security and retired from state of Texas Corrections in 2011. My wife retired in 2014 from the state as well and we are supplementing our pension checks from the state of Texas using my Roth IRA, which I got to cash out when I turned 59 and 1/2 at the end of last January. The state also pays for our health insurance and when we collect medicare, the plan becomes our supplement to Medicare, so we are both claiming Medicare at 65. I'm looking forward to Social Security. I plan on using a $1000.00 of it to add to my emergency fund each month. I also get my pension at 62 ,from the grocery store I worked at for 12 years. It's not a lot but its still money.