I tried to sign up my 90 year old father today. He has never paid for anything on credit. He pays cash for everything- including cars. He does not own a credit card, but he does have a debit card. CS rep asked for social security to run credit check and he was told they needed $200 up front and would credit his bill $5 a month. I can understand the up front fee due to lack of credit history, but $5 a month?????Any way to get around this?