talked with some of my other FTA enthusiasts (the experts I like to call them). One of them stated the following. I also posed the entire issue with them and am waiting for their reply.
I quote" you can think of "universal" LNB as being two seperate LNB's in one case.. one for the low part of the band and the other for the high part )although that's not 100% correct).
the universal LNB uses two seperate LO frequencies and depending upon the status of the 22K tone it knows what LO to use and what part of the band to block convert and send into your receiver..
however.. if the receiver is properly configured it will know when to turn the 22K tone on and off and what LO to use automatically.
that's why many receivers have options to set High LO, Low LO and a changeover frequency.. those all need to be set correctly if you expect things to work transparently..
if your receiver just has a "universal LNB" setting where you can't change anything it's most likey assuming a 9750/10600 dual LO LNB.. other LO combinations (like dual LO 10000/10750 LNBs) won't work unless you can manually change those settings within the receiver.."
Hope at least some of this helped, I honestly had no idea that this was how a universal worked. I will post once I recieve word back from the experts on this end.